Eddie, Rodney and Urkel wander into an adults-only billiards hall, where a friendly yokel named Higgins decides to challenge Eddie to a friendly bet over a game of pool. Eddie quickly finds he's taking on a pool shark and loses a lot of money. Higgins warns him to pay up, or his family could suffer some brutal consequences. Eddie - who doesn't have the skills to match Higgins - decides instead to try to win back his bet and enlists Urkel to help him. Urkel is about to win when Higgins' cronies interfere; when Urkel complains about the cheating, the thugs decide to take him away to be killed ... but Carl and Estelle - who find out about Eddie's situation - arrive to sink the 8-ball on Higgins' pool-hustling career.