The Montecito experiences several financial perils. Ed Deline worries about chip cheaters who already got away with $1,200,000, and orders to divert owner Monica's attention -she hasn't even mastered the essential element of fun- to a gambler who seems to keep winning honestly, already for $300,000, while he and Mike trace all people plausibly involved, the manufacturing company and even the whereabouts of only five machines which could do the job, the takes drastic action... Meanwhile Mike and Danny close in on pick-pockets. Danny's accountant insists he should sell his late dad's house, which increased in value from almost nothing to about $1,500,000, and thus discovers a recent picture on pa's bed-stand with a woman he doesn't know at all.

Banned card counter Gabe 'Nice guy' Labrador claims he must win $1,000,000 or his kidnapped daughter will be killed, but the police believes he's pulling another stunt, like his staged death 8 years earlier. But Ed and Monica Mancuso give him the benefit of the doubt, so the boys follow the cash. Big winner Ben Carlson demands that Deline takes his $600,000 winnings back to make a point that he disapproves of gambling in principal, but his other, abusive personality Ted Waters demands the cash; a third one, hedonist Carlos, is in control. Boston PD detective Woody Hoyt explains to Sam Marquez in intricate detail his day, how they landed in bed.

Besides his job and love life with Penny, Danny retains his late father's construction company. In order to let it build the golf course Monica wants, they must make crone Dottie Arkin, who lived there all her life, an offer she can't refuse, only to find a corpse buried in her garden, which ex-con mobster Nick Calabrini believes to be his missing uncle Seymour Magoon. A shower design flaw result in utterly embarrassing exposures. Ed's wife forces him first to organize a dog show, then daughter Delinda blackmails him to run Jilian's troublesome mutt in person. participating whale Trey Cooper reduces Sam to his great Dane's dog-minder.

Ed Deline is in no position to follow Dr. Hall's advice to take it easy on account of his blood pressure: he's the victim of identity theft, and his banker allowed the culprit to clean him out completely. Danny comes along trying to moderate the punches, but Lou Mosley is just a decoy, the actual brain makes them think again. Sam is hostile to Monica's new non-gambling income watchdog, and even worse to her half-brother Bobby, but her assumption he's still an immature parasite is challenged while colleagues milk him for embarrassing anecdotes. Mike borrows Ed's beloved Aston Martin for an all too adventurous date, which only Ed's name saves from turning into a disaster.

Danny McCoy finally has a buyer for his home, found by girl-friend Penny Posin, just like his late dad's last flame, Liz, who claims she was to be dad's bride. She hesitantly accepts the loan Danny offers to get her through medical bills until her insurance pays, but isn't it all too good to be true? Monica's 'other income' manager Olivia Duchey's cheap orders keep making everybody's job impossible; so Ed takes on the bossy owner, who lets Sam off the hook if she tells her brother Bobby he's dumped.