Since she knows she won't reach retirement age, Cathy decides to withdraw all the funds from her retirement plan and do whatever she wants to with the money without a care. Among other things, she indulges on material goods such as an expensive bottle of champagne, which she shares with her new confidante, Marlene. But her biggest purchase is a red convertible sports car, which she can't drive since she doesn't know how to drive a stick shift. Regardless, she decides to spend the day with her new toy and Dr. Todd house hunting while pretending to be his older girlfriend. In the process, she liberates a lobster. That time with Dr. Todd shows her where her true future lies. Meanwhile, Paul, looking for something meaningful to do in his life while he's not at home, decides to head back to his school days and play rugby again. Sean, who has a toothache, refuses Cathy's offer of paying for a dental visit. Sean goes to extreme measures to deal with the tooth. And Marlene takes on the role of pretend grandmother to Adam, whether he likes it or not.