Yetta's got a new boyfriend, who's much younger than her (he's 60) and already proposed. Afraid he's after Yetta's money, Sylvia decides to go to the bank to make sure money can't be taken out of their joint accounts without both signatures. While waiting in line, a very bumbling bank robber takes over the bank and makes Sylvia and Fran hostages. The bank robber is so unprepared that he even forgets to put on the mask and accidentally reveals his name - Leslie Tilbett - and Fran ends up making friends with him. They chat, order some food, and the kidnapper even acts as mediator between Fran and Mr. Sheffield (who messed things up with Fran with a Valentine's Day faux pas). When Leslie decides to leave, Fran and Sylvia argue about the best way he should take to escape the cops and they both end up going with him. At the bank door, Mr. Sheffield apologizes for taking back saying he loved Fran, and they make up. Sylvia, though, is still taken as hostage, but the kidnapper is arrested afte